About us
About Your Mortgage Broker Leeton
Your Mortgage Broker Leeton is a mortgage broking practice serving Leeton and the surrounding shire, built around a named broker, published pay structure and a process you can check before you commit to anything.
Why We Started a Broking Business in Leeton
Borrowers here were doing the long drive to Griffith or Narrandera for a second opinion, or settling for whichever bank still had a local counter, because nobody independent was sitting across the table explaining the whole market.
Who You Actually Deal With
Trust in lending should rest on a person, not a logo, so this page names the individual accountable for your file rather than hiding behind a brand:
The Broker On Your File
Your file sits directly with Your Mortgage Broker Leeton, who handles every step from first call to settlement, specialising in home, investment and refinancing files for borrowers across regional New South Wales towns like this, with all fees clearly disclosed in writing.
Local Lending Experience
Local lending shapes the recommendation here, because seasonal harvest incomes, irrigation-dependent businesses and modest property prices reward lenders whose policies read a Riverina file properly rather than defaulting to capital city assumptions, and those misreadings cost regional borrowers real time.
No Call Centre, No Handoff
When you ring, you speak to the person who assessed your file, not a call centre queue, and the same individual handles your enquiry, your application, the lender follow-up and the review after settlement from start to finish, every time.
How We Get Paid, in Plain English
Most people assume a free service must have a catch, so here is the whole arrangement, written the way we would explain it across a kitchen table.
Upfront commission
Trail commission
Fees to you
The conflict, named
So is it worth using a broker at all? The honest answer has a trade-off in it. A good broker brings policy knowledge, negotiating context and a second pair of eyes on structure, which matters most for self-employed, seasonal or unusual incomes. What any panel offers is width, not the whole market, because some lenders never pay commissions and sit outside every panel. If your circumstances are simple and you enjoy the research, going direct to a lender you already trust is a reasonable choice. If your file has any complexity, the comparison work we do typically repays the time it would take you to replicate it.
Our Licence and Accreditations
A new business cannot lean on reputation, so every credential below carries a number or a name you can independently verify before you speak to anyone:
Australian Credit Licence
Broking is regulated under the National Consumer Credit Protection Act, and Your Mortgage Broker Leeton operates as an authorised business fronting licensee [LICENSEE NAME], whose Australian Credit Licence 389328 authorises credit activities across Australia and can be checked on the public registers.
Credit Representative Status
Credit representative number 370592 identifies Your Mortgage Broker Leeton under [LICENSEE NAME], which means every conversation is covered by the licensee's obligations and supervision, and the listing sits on the ASIC register where you can confirm it before you formally engage us.
How We Work
The practice operates as a credit representative with number 370592 and Australian Credit Licence 389328, published in the footer. Your Mortgage Broker Leeton follows a published process, discloses fees in writing, and handles your file from first call to settlement.
AFCA Membership
Complaints never disappear into a void here, because Your Mortgage Broker Leeton and its licensee are members of the Australian Financial Complaints Authority, the independent external dispute resolution scheme that any borrower can approach free of charge if a complaint is not resolved.
How We Work With You
The first conversation covers what you want to borrow, what you earn and what worries you, and from there you get a written shortlist, a published process with real timelines, and one person accountable from enquiry through to settlement and beyond.
Where we work
Areas We Service
Your Mortgage Broker Leeton works with borrowers across Leeton and the wider shire, including Yanco, Whitton, Gogeldrie and Stanbridge, along with surrounding farming districts, and we travel to you where a face-to-face meeting suits better than a phone call.
Questions answered
Frequently Asked Questions
Who owns and runs Your Mortgage Broker Leeton?
Your Mortgage Broker Leeton is a representative of Zanda Wealth Mortgage Brokers, operated by Your Mortgage Broker Leeton as a credit representative of [LICENSEE NAME]. The person you meet is the person who owns the business, and that accountability is deliberate.
Are you licensed to arrange home loans?
Yes. Your Mortgage Broker Leeton trades under credit representative number 370592, authorised by [LICENSEE NAME] through Australian Credit Licence 389328. Both entries are verifiable on the ASIC and ASIC-connected public registers before you engage us.
How do you get paid if I don't pay a fee?
The lender pays us a commission when your loan settles and a smaller trailing amount while the loan stays with them. Neither comes from your pocket, and neither changes the rate you are offered.
Do you get paid more for recommending certain lenders?
Commission amounts vary slightly between lenders, so yes, the payment can differ. That is a genuine conflict, which is why we put the reasoning behind every recommendation in writing, including the options we considered and rejected.
What happens if I have a complaint?
Raise it with us first and we will respond within the timeframes our licensee requires. If it is not resolved to your satisfaction, you can take it to the Australian Financial Complaints Authority at no cost.
How many lenders can you actually access?
We work with a panel of lenders spanning major banks, regional banks and non-bank lenders. The exact current count comes from our licensee and is confirmed with you on the first call, never rounded up for marketing.
Mortgage broker for Leeton and the suburbs around it
Get in Touch
Call Your Mortgage Broker Leeton on (02) 9072 0649 to talk through your borrowing plans with the broker who will actually run your file, or send a question and expect a reply from a person, not an autoresponder. The first conversation costs nothing and commits you to nothing.